Business Insurance

Workers Compensation Insurance

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Ensure both your employees and your business are protected from accidents in the workplace.

Make sure your business can continue to operate despite a workplace incident, and support your employees to navigate injury or illness and return to work.

What is Workers Compensation?

Workers Compensation Insurance is designed to cover the wages of your workers in the event of a work-related injury. It is also intended to cover the medical expenses, treatment and rehabilitation costs for their injury.

What does Workers Compensation Cover?

Who does workers compensation covers:

  • All your employees – This usually includes anyone receiving a wage or commission payment, including casuals and temporary employees, apprentices, trainees and some contractors. This may vary depending on the state or territory.
  • Workers Compensation Insurance does not cover sole traders or a partner in a partnership. Alternate insurance arrangements must be made in this instance.

Workers compensation will cover the costs of:

  • Wages – of your workers if they suffer a work-related injury or disease and they are unable to work.
  • Medical expenses – including treatment and rehabilitation costs.

Who should have Workers Compensation?

Employers are required by law to hold a current policy of workers compensation insurance. This is to cover employees who are injured or get sick at or because of their work. The exemption to this requirement is rare, it is for small businesses that pay a salary of $7,500pa or less do not need to take out workers compensation policies.

Why Insure with Amfin?

At Amfin, we take pride in the advice we give our clients. To us, it’s more than just insurance, it’s tailored advice to help you plan your today and secure your tomorrow.

We will work with you to ensure both the essentials and your requirements are covered. Peace of mind is what we will deliver for you by ensuring you have a thorough policy that won’t catch you by surprise. Our team of knowledgeable consultants are here to understand your needs to find the right policy cover. Chat to us for a tailored insurance solution for your unique needs.

Ready to Get Started

We have friendly and experienced team members ready to help with your finance needs, whether they be business or personal.

Experience the Amfin difference. Contact us for a no obligation chat today.

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