Protect yourself and your income against injury or illness.

An accident or illness can impact the most important asset you have – which is yourself and your working capacity. Find the right cover to allow yourself to focus on recovery.

What is Personal Accident & Health Insurance?

When you receive the right cover, Personal Accident & Health insurance covers you when you are unable to work because of an accident or sickness. With personal accident and health insurance you will not have to used saved money or secure personal loans to pay medical bills. Further this type of policy indemnifies loss of income if you were unable to work because of an injury or illness.

What does Personal Accident & Health Insurance cover?

Personal accident and health insurance will cover you:

• Worldwide
• Seven days per week
• 24 hours per day

It includes a range of cover options including:

• Death & Disability (by accident)
• Weekly benefit (accident and/or illness) for up to 104 weeks
• Weekly loss of income benefits for temporary disability due to injury or illness, with customisable options
• Guaranteed advance payment if disablement will continue for more than six months

Who needs Personal Accident & Health Insurance?

Personal accident & health insurance is particularly important for those who are self-employed, sole traders, small business owners, or whose income stream could be heavily impacted by injury or illness. Only accidents or injuries on the job are covered by workers compensation so you will need to protect yourself for injuries and accidents out of the workplace that will impact your livelihood too.

In addition, it is recommended for retirees complementarily to their private health insurance to assist with recovery costs such as transport, meals, cleaners and so on.

Why Insure with Amfin?

At Amfin, we take pride in the general advice we give you as a client. To us, it’s more than just insurance, it’s a tailored discussion to help you plan your today and secure your tomorrow.

We will work with you to ensure both the essentials and your more personal requirements are covered. Peace of mind is what we will deliver for you by implementing a policy that is thorough and won’t catch you by surprise. Our team of knowledgeable insurance consultants are here to understand your needs and find the right policy cover. Chat to us for a tailored insurance solution for your unique needs.