For when your vehicle does more than get you from one place to another – for when it is an integral part of your business.

Is transportation and commercial motor use a key component of your business? Protect your business from disruption and ensure you aren’t left without transport or ability to deliver on your business promise.

What is Fleet & Commercial Motor Insurance?

Accidents, damage and theft can be costly if transportation is a key component of your business. Fleet and Commercial Motor Insurance covers a range of vehicles including utes, cars, vans and trucks against redelivery, damage and towing costs.

What does Fleet & Commercial Motor Insurance cover?

Fleet & Commercial Motor insurance can have policies suited to the below cover options:

• Comprehensive – Covers cost of repairs if your vehicle is accidentally damaged. You can insure each of your fleet vehicles to an agreed sum insured of your choice. It can also provide cover for your goods in transit
• Third Party Property Only – Covers damage to other people’s property and legal costs, but not damage to your own vehicle.
• Third Party Fire and Theft – Provides cover for vehicles damaged by the policyholder’s vehicle, but not to the policyholder’s own vehicle. Cover for theft of the insured’s vehicle is also included.
• Total Loss – New vehicle replacement in the event of accidental damage or third-party events occurring within two years of the date of the vehicle’s original registration, and where you are the original owner of the vehicle
• Repair Options – Covers the repair of your business vehicle with a recommended repairer if one is available, or you can choose your own repairer

We will also work with you to consider some of the below options to include in your policy based on your specific business operations and requirements:

• Choice of repairer
• Repair guarantee
• Emergency travelling expenses
• Hire costs following theft of your vehicle
• Locks and keys
• Emergency travelling expenses
• Hire costs following theft of your vehicle
• Locks and keys
• Removal of debris following an accident
• Returning your vehicle after theft, loss or damage
• Signage
• Towing costs
• Trailer cover and more

Who should have Fleet & Commercial Motor Insurance?

Fleet & Commercial Motor insurance is critical to all businesses that use vehicles while running their business. There are many more costs to your business associated with damages and liabilities than just private car insurance. It is important to make sure your business is covered. You don’t want yourself left without a vehicle to operate with when this is pivotal to your operations, this insurance will protect your mileage without impacting your margins due to unexpected costs.

Why Insure with Amfin?

 At Amfin, we take pride in the advice we give our clients. To us, it’s more than just insurance, it’s tailored advice to help you plan your today and secure your tomorrow.

We will work with you to ensure both the essentials and your requirements are covered. Peace of mind is what we will deliver for you by ensuring you have a thorough policy that won’t catch you by surprise. Our team of knowledgeable consultants are here to understand your needs to find the right policy cover. Chat to us for a tailored insurance solution for your unique needs.