Consumer Finance

Equine Finance

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Ensure the safe transportation of your treasured horse with competitive horse float financing options.

A quality horse float is essential to the safety of your horses when they are being transported. Horse floats come in many different shapes and sizes and it is important that you select one that ensures your peace of mind and your horses’ comfort.

How does Equine Finance work?

Equine Finance typically refers to the financing of a horse float and some additional horse related assets. When looking at horse float finance typical borrow amounts range from $5,000 – $70,000, depending on your unique circumstances as well as the lenders’ conditions.

Equine finance can be achieved through either a secured consumer loan, unsecured personal loan, or a secured commercial loan where business use of the asset has been established. Generally these loans will only be offered with fixed rate terms and have a term loan between 1 – 5 years.

What types of horse floats can be financed?

There are several types of horse floats which you may look to finance, some of the most common include:

  • Straight loads
  • Extended loads
  • Angle loads
  • Gooseneck
  • Trailers
  • Warmblood
  • Weekenders
  • Custom-built horse floats.

Horse floats which are used or purchased through a private seller are also generally eligible for finance.

Should I buy a used horse float?

Many horse owners opt for second-hand horse floats since it can allow them to save a significant amount of money. Used horse floats from private sellers can be a great way to save money and can usually be financed, providing they are still of a high quality and right for your horse. When looking at second-hand horse floats, some key things to consider include:

  • Any damage to the chassis or suspension
  • Condition of the floor and tyres
  • The towing capacity of your vehicle
  • The weight of your horse and the float’s weight capacity

Having a third party or the original manufacturer to check the condition of the horse float may be wise to ensure the safety of your investment as well as your horse.
Equine finance is somewhat more of a specialised industry and thus finding the right loan and lender for your purpose may take a trained eye. You can trust your Amfin consultant to listen to your needs and come back to your with the best solution based on your requirements.

How do I apply?

If you would like to know more or need assistance determining the best equipment financing solution for you, one of our experienced finance consultants are happy to assist, contact us today.

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