Your business relies on its income stream and if your operations were interrupted due to an unforeseen event this income stream needs protection.

Interruptions to your business can come out of nowhere and be both, costly, and stressful. Allow us to ensure your business has the right protection for the expected and unexpected.

What is Business Interruption Insurance?

Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income to your business if an unexpected disaster or event occurs such as fire, storm or flood.

What does Business Interruption Insurance Cover?

Business interruption insurance can cover the below business items & functions:

• Income – loss of income earned for the period your business couldn’t operate
• Fixed costs – operating costs being incurred by the property
• Temporary relocation – extra costs for moving to, and operating from a temporary location
• Extra expenses – expense you may incur that are reimbursed whilst the property is being repaired
• Civil authority ingress/egress – closure of business premises which leads to loss of revenue as per Government directives
• Employee Wages
• Taxes
• Loan repayment

Who should have Business Interruption insurance?

This risk is an exposure common to all businesses, regardless of type or size. Loss of critical functions caused by natural or man-made hazards can impact all business operation and as such Business Interruption insurance should be considered by all every business owner. If you are concerned about unexpected events impacting business revenue – you need this coverage.

Why Insure with Amfin?

At Amfin, we take pride in the advice we give our clients. To us, it’s more than just insurance, it’s tailored advice to help you plan your today and secure your tomorrow.

We will work with you to ensure both the essentials and your requirements are covered. Peace of mind is what we will deliver for you by ensuring you have a thorough policy that won’t catch you by surprise. Our team of knowledgeable consultants are here to understand your needs to find the right policy cover. Chat to us for a tailored insurance solution for your unique needs.